Real estate appraisal services for homeowners in the city of Leland and Brunswick County![]() Check out the top seven reasons why NC homeowners need Appraisal Direct, Inc.:
Do you own a home in or near Leland? Do you need help deciding the value of your real estate?
At Appraisal Direct, Inc., we understand the particular needs of a homeowner in need of appraisal services. Our usual business clients understand the appraisal process and the usual "products" we deliver to them. Being a consumer that ordinarily doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Appraisal Direct, Inc., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours. Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. Appraisal Direct, Inc. is seasoned in helping homeowners just like you dismiss unwanted and unneeded PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your home overvalued if your house not appreciating as much as other houses close to yours. This only means you're paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Appraisal Direct, Inc. is your number one weapon when contesting your property tax assessment. HELOC recently frozen?If your house is in or near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Appraisal Direct, Inc. can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Have you just accepted a copy of your appraisal and you'd like to have an expert double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? Appraisal Direct, Inc. can help with that too. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house. |