Need an appraisal for an FHA-backed mortgage? Call Appraisal Direct, Inc.

Rest assured that Appraisal Direct, Inc. is an FHA-approved appraisal provider in NC. Appraisal Direct, Inc. is certified and approved to do reports for FHA secured financial transactions. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The lender provides all the loaned money; the FHA simply insures the transaction through mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are built to assist low-to-moderate income buyers help meet credit requirements if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Those with lesser income or less starting capital to use as a down-payment on a loan are helped the most from Federal Housing Administration loan programs.